ON OCTOBER 31,2008 I WAS IN AN AUTOMOBILE ACCIDENT WHERE I WAS GOING APPROXIMATELY 30 MPH WHEN I HIT SOMEONE STRAIGHT ON FROM BEHIND. MY AIRBAG DID NOT DEPLOY, NOR DID MY SEAT BELT LOCK UP. I WAS TAKEN TO THE HOSPITAL WHERE I WAS TOLD I HAD A MINOR CONCUSSION, AND NECK AND SHOULDER SPRAIN. MY HEAD HIT THE STEERING WHEEL TWICE. *TR