I WAS INVOLVED IN A CAR CRASH, NOVEMBER, 2007. I PUT MY FOOT ON THE BRAKE WHEN I NOTICED A SIGN SAYING LOOSE GRAVEL. THE CAR SPUN AND I WOUND UP IN A DITCH. THE PASSENGERS AND I WERE TRANSPORTED TO THE HOSPITAL. THE CAR WAS TOTALED OUT AND I COULD NOT AFFORD TO RETRIEVE IT FROM THE CAR POUND. *TR