I PURCHASED MY '03 MINI COPPER S WITH 49K FROM A HONDA IN MECHANICSBURG, PA DEALER IN AUGUST. IN DECEMBER, I PURCHASED TIRES AND THEN WENT TO A SELF-SERVICE CARWASH AFTERWARD. WHEN I GOT HOME AND BEFORE I PUT IT IN THE GARAGE, I TOOK OUT THE HOSE AND WASHED OFF THE WHEELS AND UNDER THE CAR. DURING THE PROCESS THERE WAS WHITE SMOKE, WHICH I THOUGHT WAS STEAM FROM THE WATER HITTING THE MANIFOLD. I PUT THE CAR IN THE GARAGE AND LATER WHEN MY WIFE CAME HOME SHE COMMENTED ON THE SMOKE AND MIST IN THE GARAGE (IT WAS QUITE COLD THAT NIGHT.) THE NEXT DAY WHEN I PULLED THE CAR OUT, THE STEERING WAS VERY STIFF AND I ONLY DROVE IT OUT THE DRIVEWAY AND ON THE ROAD BEFORE I REALIZED THE POWER STEERING WAS COMPLETELY OUT. I DROVE IT ABOUT 15 MILES TO THE DEALER AFTER CHECKING FUSES AND DETERMINING THAT THE PROBLEM WAS BEYOND MY MECHANICAL SKILLS. THE POWER STEERING PUMP, FAN AND HARNESS WERE REPLACED ALONG WITH THE BATTERY (SHORTED OUT). INSURANCE ADJUSTERS FROM HONDACARE (EXTENDED WARRANTY), STATE FARM INSURANCE COMPANY (MY COMPREHENSIVE INSURANCE) AND THE DEALERSHIP DETERMINED THAT THE POWER STEERING PUMP HAD CAUGHT FIRE. THEIR CONJECTURE WAS THAT I HAD PUT OUT THE FIRE WITH THE HOSE WHEN I SPRAYED UNDER THE CAR. HONDA CARE PAID $1999 FROM EXTENDED WARRANTY FOR THE POWER STEERING PUMP, BATTERY, POWER STEERING HARNESS AND FAN. A TOTAL OF $2700 ADDITIONAL FROM STATE FARM COMPREHENSIVE INSURANCE (HONDACARE EXTENDED WARRANTY WOULD NOT COVER HARNESS, TOWING AND DIAGNOST