TL*THE CONTACT OWNS A 2009 CHEVROLET COBALT. THE CONTACT REAR ENDED ANOTHER VEHICLE DUE TO BRAKE FAILURE. THE SPEED WAS UNKNOWN AND THERE WERE NO INJURIES. THIS WAS THE SECOND TIME THAT THE BRAKES FAILED WITHOUT WARNING. THE VEHICLE WAS TOWED TO THE DEALER AND THEY DUPLICATED THE FAILURE THE FOLLOWING DAY. THE CONTACT WAS NOT INFORMED OF WHAT CAUSED THE FAILURE. HE WAITED TWO WEEKS FOR A CLAIM PERSON TO CALL HIM BACK. HE WAS INFORMED THAT THE VEHICLE MUST GO THROUGH HIS INSURANCE COMPANY. THE CONTACT STATED THAT THE INSURANCE COMPANY DID NOT COVER BRAKE FAILURE. THE DEALER TURNED THE MATTER OVER TO THE MANUFACTURER. THE VEHICLE HAS NOT YET BEEN REPAIRED. IT HAS NOT YET BEEN DECIDED IF THE VEHICLE WILL BE REPAIRED UNDER WARRANTY OR THROUGH THE INSURANCE COMPANY. THE VEHICLE IS CURRENTLY AT THE DEALER. THE FAILURE AND CURRENT MILEAGES WERE 16,000.