DRIVING CAR; ENGINE SUDDENLY DIED; CAR CAUGHT ON FIRE & WAS ENGULFED IN FLAMES; DRIVER'S SIDE DOOR FAILED TO OPEN; FIRE DEPARTMENT ARRIVED & PUT FLAMES OUT; MANUFACTURER'S REPRESENTATIVE LOOKED AT CAR; INSURANCE COMPANY HAD PRIVATE REPRESENTATIVE LOOK AT CAR; FIRE ORIGINATED UNDER CAR DUE TO LOCATION OF ELECTRICAL WIRES. DRIVER/PASSENGERS ESCAPED UNHARMED. *AK