ACCIDENT OCCURRED IN 2007. I WAS DRIVING IN MODERATE TRAFFIC ON A TWO LANE ROAD. A CAR, TWO CARS AHEAD OF ME, SLAMMED ON THEIR BRAKES, AND FORCED EVERYONE ELSE TO QUICKLY BRAKE. I ALSO SLAMMED ON MY BRAKES, TO AVOID A COLLISION. MY BRAKES FAILED TO RESPOND IN TIME, AND RESULTED IN MY REAR ENDING AN SUV IN FRONT OF ME. THE ACCIDENT CAUSED SEVERAL THOUSANDS OF DOLLARS WORTH OF DAMAGE TO THE FRONT END OF THE CAR. NO AIR BAGS WERE DEPLOYED. *TR