TL*THE CONTACT OWNS A 2010 CHEVROLET MALIBU. WHILE DRIVING 40 MPH THE OTHER DRIVER CROSSED OVER THE LANE AND CRASHED INTO THE CONTACTS VEHICLE HEAD ON. THE DRIVER FRONTAL AND PASSENGER AIR BAGS FAILED TO DEPLOY. THE DRIVER, FRONT PASSENGER, AND REAR PASSENGER SEAT BELTS FAILED TO RESTRAIN THE OCCUPANTS. THE DRIVER SUSTAINED INJURIES TO HER HEAD, ARM AND FINGERS. THE PASSENGER IN THE FRONT SEAT SUSTAINED INJURIES TO HER FACE, A BROKEN FINGER, AND THE PASSENGER IN THE REAR SEAT SUSTAINED INJURIES TO THE BACK, ARM, AND HEAD. THE MICHIGAN POLICE REPORT NUMBER 9217521 WAS FILED. THE VEHICLE WAS DESTROYED. THE FAILURE AND THE CURRENT MILEAGES WERE 1,000.