WHILE DRIVING 50 MPH, THE VEHICLE HAD A DIRECT FRONTAL COLLISION. BOTH AIRBAGS DEPLOYED, BUT HOSPITAL CLAIMED AIRBAG CAUSED THE OCCUPANT'S LUNGS TO COLLAPSE AND AN AIR BUBBLE TO THE BRAIN, CAUSING OCCUPANT TO BE BRAIN DEAD. OCCUPANT HAD NO PRIOR HEALTH PROBLEMS AND WAS SEAT BELTED. *AK