TL* THE CONTACT OWNS A 2004 TOYOTA COROLLA. THE CONTACT STATED THAT WHILE DRIVING 45 MPH, SHE DROVE OVER BLACK ICE AND CRASHED HEADFIRST INTO A DRAIN CULVERT. THE VEHICLE WAS FLIPPED ONTO ITS ROOF. THE AIR BAGS DID NOT DEPLOY. THE DRIVER SUSTAINED A FRACTURED RIB CAGE, INJURED BLADDER AND A CONCUSSION. THE PASSENGER SUSTAINED WHIPLASH. A POLICE REPORT WAS AVAILABLE. THE CONTACT AND PASSENGER WERE TRANSPORTED TO THE HOSPITAL VIA AMBULANCE. THE VEHICLE WAS TOWED TO AN INDEPENDENT MECHANIC. THE VEHICLE WAS NOT REPAIRED. THE FAILURE MILEAGE WAS 201,000.