1. THE CAR HAD A FAILURE IN THE BRAKE SYSTEM ACCORDING TO: THE REPAIR SHOP, THE INSURANCE ADJUSTOR AND TOYOTA INDEPENDENT INSPECTION. BASICALLY A BOLT THAT SECURES THE HOSE TO THE CALIPER WAS LOOSE WHICH CAUSED THE OIL TO LEAK AND THE BRAKES TO FAIL. IT IS IMPORTANT TO NOTE THAT THERE WAS NO NEGLIGENCE OF MAINTAINING THE CAR SINCE THE CAR IS NEW - ONLY ABOUT 4,000 MILES -AND SERVICED ONLY AT THE DEALER ACCORDING TO SERVICE SCHEDULE.