ON SUNDAY MORNING JULY 3, 2011 I DROVE MY WIFE'S 1999 PONTIAC GRAND PRIX 13.57 MILE FROM MY HOME TO GET SOME LAB WORK DONE. AFTERWARDS I DOVE 12.77 MILE TO THE GAS STATION AND FILLED THE CAR UP WITH GAS $49.50 TO BE EXACT, THEN DROVE HOME 1.80 MILES TOTAL TRIP 28.14 MILES. I PARKED THE CAR IN FRONT OF MY HOME AS I ALWAYS DO NEXT TO MY 1993 CADILLAC SEVILLE. I WENT INTO THE HOUSE TO CHANGE FOR CHURCH AND APPROXIMATELY 10 MINUTES LATER MY SON CALL OUT TO ME SAYING DAD THE CAR IS SMOKING!! I WENT TO THE DOOR AND I SAW THE CAR WAS SMOKING AND THEN FIRE SHOT OUT FROM UNDER THE FRONT OF THE CAR AND ENGULFED THE ENGINE. MY WIFE CALLED 911 AND TOLD THEM THAT THE CAR WAS ON FIRE AND IT HAS A FULL TANK OF GAS (MY NEIGHBOR ALSO CALLED 911). MY WIFE THEN SAID TO MOVE AWAY FROM THE WINDOWS AND DOOR JUST IN CASE THE CAR BLOWS. WHILE MOVING BACK WE SAW THE BLAZE FROM THE GRAND PRIX SPREAD OVER TO THE SEVILLE CATCHING THE RIGHT SIDE TIRE ON FIRE. BY THIS TIME THE FIRE AND POLICE WERE ON THE SITE. THE GRAND PRIX BURNED FROM THE FRONT HOOD TO THE BACK SEATS BEFORE BEING CONTAINED, AND THE FRONT WINDSHIELD WAS CRACKED AND FRONT RIGHT QUARTER PANEL ON THE 1993 SEVILLE WAS BURNT BADLY INCLUDING THE RIGHT TIRE, THE TURN SIGNAL LIGHTS AND HEAD LIGHTS. I'M SIMPLY OUT RAGED THAT MY INSURER WILL NOT COVER MY SEVILLE FOR THE DAMAGES DONE BY NO FAULT OF MINE. SOMETHING NEEDS TO BE DONE. I HAD TWO PERFECTLY RUNNING VEHICLES UNTIL SUNDAY MORNING AND NOW I'M DOWN TWO. MY INSURANCE COMPANY HAS INDICAT