ON 12/26/11, I WAS DRIVING MY CAR ALONG WITH THREE PASSENGERS AND BEGAN TO SEE BLACK SMOKE THROUGHOUT THE CAR. I DETERMINED THAT THE SMOKE WAS COMING FROM THE DRIVER SIDE MASTER CONTROL PANEL ON THE DOOR. SHORTLY THEREAFTER, THE SMOKE IMMEDIATELY TURNED INTO FLAMES, WHICH CAUSED POOR VISIBILITY AND COMPLETE PANIC. LUCKILY, I PULLED TO THE SIDE OF THE ROAD AND HAD ALL PASSENGERS IMMEDIATELY EXIT THE VEHICLE. PRIOR TO EXITING THE VEHICLE, THE FLAMES CAUGHT THE LEFT SIDE OF MY ARM AND STARTED TO BURN MY COAT. DURING THIS ORDEAL, I NOTICED THAT THE FRONT PASSENGER SIDE WINDOW IMMEDIATELY DROPPED UNEXPECTEDLY. AFTER EXITING THE VEHICLE THE FLAMES QUICKLY INCREASED AND BEGAN SHOOTING INTO THE AIR UNCONTROLLABLY. ON INSTINCT, I DECIDED TO LEAVE THE CAR DOOR OPEN FACING THE STREET AS I WAS FEARFUL TO CLOSE THE DOOR, WHICH WOULD FURTHER EXACERBATE THE FIRE. MY HUSBAND WAS ABLE TO RETRIEVE A PIECE OF CLOTHING FROM THE TRUNK OF THE CAR AND USED IT TO PUT OUT THE FIRE WHILE SUSTAINING A BURN ON HIS HAND. I IMMEDIATELY CALLED 911 AS THEY DISPATCHED THE FIRE DEPARTMENT TO THE SCENE. THE FIRE DEPARTMENT COMPLETELY EXTINGUISHED THE FIRE AND INDICATED THAT IT MAY HAVE BEEN CAUSED DUE TO ELECTRICAL PROBLEMS. OVERALL, IT WAS A FRIGHTENING EXPERIENCE FOR MYSELF AND FAMILY MEMBERS AS I STRONGLY FEEL THAT NO ONE HAS A CLEAR EXPLANATION AS TO THE CAUSE OF THE FIRE AND FAILS TO ENSURE MY FAMILY'S SAFETY AND WELL BEING. I IMMEDIATELY CONTACTED MY INSURANCE AGENT, THE DEALERSHIP AND EXPLAINED THE INCI