I WAS ON MY WAY TO WORK WHEN THE VEHICLE IN FRONT OF ME CAME TO A COMPLETE STOP. I WAS APPROX. THREE CAR LENGTHS BEHIND HER (WHICH IS PLENTY OF DISTANCE AT 25MPH) WHEN I APPLIED MY BRAKES THOUGH NOTHING HAPPENED. THEY MADE A GRINDING NOISE (LIKE THE PADS WERE GONE, BUT THEY ARE NEW CERAMIC PADS). I ENDED UP HITTING THE VEHICLE IN FRONT OF ME. I GOT A CITATION FOR FOLLOWING TO CLOSE, WHICH IS $260.00, MY INSURANCE WAS INCREASED BY OVER $100.00 A MONTH, I HAD TO PAY FOR HER CAR PLUS $3750.00 OF DAMAGE ON MINE. SHE DIDN'T HAVE INSURANCE AND WAS DRIVING ON A SUSPENDED LICENSE.WHEN I TOLD THE OFFICER WHAT HAD HAPPENED WITH MY CAR HE JUST LOOKED AT ME AS IF I WAS STUPID. THIS IS A MAJOR PROBLEM THAT IS AND HAS COST PEOPLE A LOT OF MONEY, NOT TO MENTION BEING WITHOUT A VEHICLE. *TR