ON DAY OF THE ACCIDENT, IT WAS SNOWING AND ROAD CONDITIONS WERE ICY AND SLIPPERY. AS VEHICLE WAS GOING AROUND THE BEND, DRIVER NOTICED CARS WERE STOPPED AT A SIGNAL. DRIVER COULD NOT STOP VEHICLE IN TIME TO AVOID A CRASH SINCE ABS BRAKES LOCKED ALL THE WHEELS AND THE CAR WAS SLIDING AND SO DRIVER SWERVED TO AVOID CRASHING INTO OTHER CARS AND HIT A TREE HEAD-ON. VEHICLE SUSTAINED FRONT-END DAMAGE. AIR BAGS DID NOT DEPLOY. *TR