VEHICLE WAS PULLING OUT OF A DRIVEWAY AT NIGHT, JUST BEGINNING TO ACCELERATE, AND STRUCK A TRAILER THAT WAS NOT CLEARLY NOTICEABLE (DID NOT HAVE CLEAR REFLECTORS). AT 5 MPH, THE HOOD WAS CRUNCHED LIKE AN ACCORDION, THE AIRBAGS DEPLOYED, AND THE CAR IS CONSIDERED TOTALED. WHAT WOULD THE CONSEQUENCES HAVE BEEN IF STRIKING SOMETHING AT 30, 40, OR 50 MPH? *TR