IT WAS RAINING AND MY HUSBAND WAS DRIVING AT 45 MPH ON OUR LOCAL HIGHWAY WHEN SOMEONE PULLED ACROSS BOTH LANES AND STOPPED. MY HUSBAND HAD TO SWERVE TO MISS HITTING THE OTHER DRIVER DIRECTLY IN THE DOOR AND UNAVOIDABLY HIT HIM IN THE PASSENGER SIDE FRONT END WITH OUR PASSENGER SIDE FRONT END AT 45 MILES PER HOUR. THE IMPACT WAS SERIOUS AND OUR CAR WAS TOTALED. NEITHER AIR BAG DEPLOYED. *TR