ROOMMATE DRIVING MY VEHICLE WITH MYSELF IN PASSENGER SEAT. STRUCK A DEAR MONDAY MORNING AT APPROXIMATELY 60MPH. VEHICLE WAS PUT INTO A DITCH AND ROLLED AT LEAST 1 TIME INTO A MARSH ON LEFT SIDE OF THE ROAD. VEHICLE RECEIVED MAJOR: FRONT, BOTH SIDE, REAR AND ROOF DAMAGE. NOT ONE AIR BAG WAS DEPLOYED. *TR