CAR CAUGHT FIRE WITHOUT WARNING AS I WAS DRIVING IT. CAR HAD 93,000 AND HAD PASSED VA INSPECTION IN AUGUST. I PULLED OVER AND CALLED 911. BY THE TIME THE FIRE DEPARTMENT ARRIVED 3 MINUTES LATER, ENTIRE ENGINE WAS ENGULFED IN LARGE FLAMES. THE TEMPERATURE GAUGE NEVER INDICATED THE ENGINE WAS RUNNING HOT. USAA REMOVED THE VEHICLE, AND I DON'T KNOW WHETHER THEY WILL INSPECT IT FOR CAUSE, BUT I SUSPECT AN ELECTRICAL MALFUNCTION.