WHILE TURNING ONTO A SIDE ROAD AT NIGHT, CONSUMER ENCOUNTERED ANOTHER VEHICLE THAT WAS BLOCKING THE ROAD WITH NO LIGHTS ON. THE OTHER DRIVER WAS HELPING SOMEONE ON THE SIDE OF THE ROAD. CONSUMER TRIED TO SWERVE AND RAN INTO THE OTHER DRIVER'S LEFT SIDE OF THE CAR. CONSUMER IMMEDIATELY SMELLED A FUNNY SMELL. GOT OUT OF THE CAR, AND ABOUT MINUTE LATER NOTICED A TRICKLE OF FIRE UNDER THE HOOD. TWO MINUTES LATER, THE WHOLE CAR WAS IN FLAMES. AIR BAGS DID NOT DEPLOY AT IMPACT. *AK *ML