I was driving on the highway on July 18, 2023 and had engine failure. The car made a thump as if engine collapsed and there was fire under the car - 2020 Ford Ecosport. The car was towed to Ford dealer (Waynesville NC) and was declared a total loss by Geico Insurance and Ford Mechanic Dept. The manager said these cars have a problem with oil pump failure and the result is engine failure. Car was towed to junkyard and next day Geico changed their mind from their responsibility of total loss. Geico said it's all over the internet the oil pump failure issue with this vehicle, and that is it the responsiblity of Ford to fix or total vehicle. At this time no one is taking responsiblity to pay off lease nor to fix the problem. Car is sitting in front yard without being able to move as it has a hole in engine with damages from incident and whatever Ford mechanics did and junkyard.