WHILE DRIVING ON A LOCAL STREET VEHICLE THEN REMAINED STANDING AT AN INTERSECTION AT A RED LIGHT WITH TWO VEHICLES AHEAD. ANOTHER VEHICLE, TRAVELING SOUTH BOUND ON CONNECTICUT AVE MAKING A LEFT TURN ONTO VAN NESS, WAS TRAVELING TOO FAST, LOST CONTROL AND SIDE SWIPED THE VEHICLE IN FRONT OF CONSUMER'S VEHICLE, PUSHING IT ONTO THE SIDEWALK. A CHAIN REACTION STARTED IN WHICH CONSUMER'S VEHICLE WAS HIT HEAD-ON. UPON IMPACT, PASSENGER'S SIDE AIRBAG DEPLOYED AFTER THE PASSENGER HIT THE WINDSHIELD, AND THE SEAT BELT DIDN'T LOCK IN PLACE. CONTACTED DEALER. *AK