AUTO ACCIDENT ON 11/22/01, IN EXCESS OF $11,000 DAMAGE TO RIGHT HEADLIGHT, FRONT BUMPER, RIGHT FRONT FENDER, GRILLE, HOOD, RIGHT FRONT WHEEL/TIRE, RADIATOR, MISC. ENGINE PARTS, ROGHT FRONT DOOR, AND LEFT SIDE OF WINDSHIELD, AND NEITHER AIR BAG DEPLOYED. *AK