OUR VAN WAS THE FIRST VEHICLE HIT IN A FOUR CAR PILE UP. OUR VAN AND TWO OTHER VEHICLES WERE STOPPED FOR A RED LIGHT WHEN STRUCK. OUR VAN SUSTAINED SUBSTANCIAL ENOUGH DAMAGE BOTH IN FRONT AND BEHIND TO TOTAL IT. THE DRIVERS AIR BAG NEVER DEPLOYED SO I'M HAVING TO RECEIVE SOME PHYSICAL THERAPY FOR NECK INJURIES. I WONDER IF MY AIR BAG HAD DEPLOYED WOULD I HAVE HAD TO GO THROUGH THESE DOCTORS APPOINTMENTS AND THERAPY. DO I HAVE ANY RECOURSE? DT