WHILE MERGING ONTO A RAMP AT 25-35 MPH CONSUMER ALLOWED A VEHICLE TO PASS. SITTING AT A STAND STILL AT THE TOP OF THE RAMP WAS ANOTHER VEHICLE THAT CONSUMER'S VEHICLE REAR ENDED. CONSUMER WAS WEARING SEAT BELTS, BUT NONE OF THE AIR BAGS DEPLOYED. POLICE DID ARRIVE ON THE SCENE AND NO ONE WAS CITED.*AK