WHILE DRIVING AT 40 MPH VEHICLE WAS INVOLVED IN A HEAD ON COLLISION. UPON IMPACT, BOTH FRONT AIR BAGS DID NOT DEPLOY. *AK CONSUMER WAS ATTEMPTING TO MAKE A LEFT TURN WHEN ONCOMING VEHICLE TRAVELING TO FAST TO STOP HIT THE CONSUMER. NO INJURIES AND NO ONE WAS CHARGED WITH THE ACCIDENT. CONSUMER'S INSURANCE DIDN'T COVER THE DAMAGES SO HE REQUEST REIMBURSEMENT FOR EXPENSES NOT COVERED. *PH