I AM A CLAIM REPRESENTATIVE FOR NATIONWIDE INSURANCE. OUR INSURED, JOHN MIHOLIC'S SON, WAS DRIVING THE 2003 ACURA 3.2TL AT NIGHT. HE LOST CONTROL OF THE VEHICLE AND STRUCK THE RIGHT FRONT END OF HIS VEHICLE. A CAUSE AND ORIGIN REPORT CONDUCTED BY LANGE TECHNICAL SERVICE INDICATED THAT DUE TO THE IMPACT, THE IGNITION OF COMBUSTIBLE MATERIALS FORM THE HIGH INTENSITY HEAD LAMP BULB THAT WAS DISPLACED CAUSED THE FIRE WHICH TOTALED OUT THE VEHICLE. *JB