WHILE DRIVING 40 MPH IN THE RAIN, THE CONSUMER APPLIED THE BRAKES, HOWEVER THE BRAKES WENT TO THE FLOOR AND THE CONSUMER LOST CONTROL OF THE VEHICLE. THE VEHICLE COLLIDED HEAD ON WITH SEVERAL TREES. THE CONSUMER WAS WEARING HIS SEAT BELT, BUT THE AIR BAGS DID NOT DEPLOY. THE VEHICLE WAS TOTALED AND THE CONSUMER WAS INJURED IN THE ACCIDENT. *JB