A NEAR HEAD-ON ACCIDENT INVOLVING A LEXUS IS300 AND AN SUV. THE IS300 WAS TRAVELING AT APPROX. 40 MPH AND THE OTHER VEHICLE, APPROX. 20 MPH. THE DAMAGE TO THE LEXUS IS EXTENSIVE (MORE THAN $9,000). THE AIRBAGS DID NOT DEPLOY. THIS CONTRIBUTED TO INJURIES OF THE DRIVER - BRUSING ON SHOULDER AND HIP FROM THE SET BELT.*AK