ON MAY 15, 2004, I WAS FISHING IN A LOCAL BASS TOURNAMENT. I PARKED MY 1998 FORD EXPLORER BESIDE ONE OF MY FISHING FRIENDS CHEVY TRUCK AND BOAT TRAILER. AFTER LAUNCHING MY PARTNER FOR THE DAYS BOAT, I PARKED HIS TRUCK AND TRAILER ON THE OTHER SIDE OF MY EXPLORER. APPROXIMATELY 4 HOURS LATER, MY PARTNER AND I WERE APPROCHED BY ANOTHER FRIEND AND TOLD US WE WERE NEEDED BACK AT THE PARKING LOT THAT MY EXPLORER HAD BURNED TO THE GROUND, BURNED THE CHEVY WITH THE TRAILER TO THE GROUND AND SCORCHED PAINT AND MELTED PARTS OF MY PARTNERS TRUCK. THE CHEVY TRUCK AND MY EXPLORER WERE TOTAL LOSSES AND I LOST A LOT OF PERSONAL ITEMS THAT INSURANCE DID NOT PAY FOR. STATE FARM CLAIM # 18-1010-243