I OWNED A 1997 FORD EXPLORER. ON JULY 29, 2005 MY TRUCK WAS IN MY YARD AND CAUGHT ON FIRE. I WAS NOT HOME AT THE TIME. MY INSURANCE PAID A PORTION OF THE LOAN I STILL HAD ON THE VEHICLE. FORD MOTOR HAS NOT RECALLED 1997 EXPLORERS BUT HAVE 1998. THE FIRE REPORT ISSUED CLAIMS IT WAS AN ELECTRICAL FIRE. MY VEHICLE WAS A TOTAL LOSS. *JB