DRIVER WAS ON DAILY COMMUTE TO WORK, STOPPED AT AN INTERSECTION. A LOUD BANG WAS HEARD BY THE DRIVER AND WHEN THE DRIVER EXITED THE CAR TO SEE WHAT HAD HAPPENED, A BYSTANDER IMMEDIATELY YELLED TOWARD THE DRIVER TO WARN THEM THAT THE CAR WAS ON FIRE. DRIVER WAS ABLE TO MAKE IT OUT OF CAR SAFELY, WITH MINOR INJURIES INCURRED AS A RESULT OF TRYING TO PUT OUT THE FIRE. THE FIRE ITSELF WAS LIMITED TO THE ENGINE COMPARTMENT, HOWEVER AS A RESULT THE ENTIRE ENGINE AND ENGINE COMPARTMENT WERE DESTROYED AND THE CAR WAS CONSIDERED A TOTAL LOSS BY INSURANCE. SINCE THE DEFECTIVE COMPONENT(S) AND SURROUNDING AREA INVOLVED IN THE DEFECT WERE COMPLETELY DESTROYED, THERE WAS NO PARTS TO REPAIR OR REPLACE. *JB