TL*THE CONTACT OWNS A 2000 FORD FOCUS. WHILE DRIVING 60 MPH, THE CONTACT HEARD A LOUD NOISE COMING FROM THE VEHICLE. SHE NOTICED THICK SMOKE RISING FROM INSIDE AND OUTSIDE OF THE VEHICLE. THE WINDOWS WERE ROLLED UP. THERE WERE NO WARNING INDICATOR LIGHTS AND NO FLAMES. THE VEHICLE WAS PULLED OVER AND TOWED TO THE INSURANCE COMPANY. THERE HAD BEEN NO PREVIOUS FAILURES. DURING THE VEHICLE INSPECTION, A ROD FAILED AND CREATED A HOLE IN THE BOTTOM OF THE MOTOR. THE CURRENT AND FAILURE MILEAGES WERE 69,000.