DRIVER OF VEHICLE RAN OFF THE ROAD, DOWN AN EMBANKMENT, AND INTO TREES; VEHICLE WAS A TOTAL LOSS; FRONT BUMPER OF VEHICLE BROKEN IN TWO AND SEPARATED FROM VEHICLE; NEITHER FRONT NOR SIDE AIRBAGS DEPLOYED; DRIVER SUFFERED FRACTURED VERTEBRA, FOOT AND HAND INJURIES, AND NUMEROUS BRUISES AND SCRAPES. *TR