PURCHASED USED 1997 FORD 150 IN EARLY 2005. DROVE TRUCK TO WORK IN SEPTEMBER 2007. SMOKE ENGULFED CAB. TRUCK CAUGHT FIRE AND BURNT TO GROUND. THE TRUCK WAS A TOTAL LOSS ALONG WITH CONSTRUCTION EQUIPMENT. LIABILITY INSURANCE DID NOT COVER EXPENSE. STILL PAYING FOR A TRUCK THAT I DO NOT HAVE. POLICE REPORT WAS FILED. NEVER RECEIVED RECALL NOTICE UNTIL AFTER TRUCK CAUGHT FIRE. *TR