TL*THE CONTACT OWNS A 2000 FORD EXPLORER. WHILE DRIVING APPROXIMATELY 30 MPH, ANOTHER DRIVER INFORMED THE CONTACT THAT THERE WERE FLAMES UNDERNEATH THE VEHICLE. SHE PULLED OVER ONTO THE SIDE OF THE ROAD AND NOTICED FLAMES UNDERNEATH THE VEHICLE AND THE HOOD. THE CONTACT QUICKLY REMOVED HER CHILDREN AND CHILD SEAT FROM THE VEHICLE. IN A MATTER OF SECONDS, THE HOOD BURST INTO FLAMES. THE VEHICLE WAS DESTROYED AND TOWED TO THE JUNKYARD. THE INSURANCE COMPANY WILL NOT INVESTIGATE THE FAILURE BECAUSE THE VEHICLE DID NOT HAVE COMPLETE COVERAGE. THE MIAMI MIDWAY POLICE DEPARTMENT FILED REPORT NUMBER PPOC9A02C02188. THE CURRENT AND FAILURE MILEAGES WERE 96,000.