TL*THE CONTACT OWNS A 2005 FORD EXPEDITION. WHILE DRIVING BETWEEN 55-60 MPH, A TRACTOR TRAILER MERGED OVER AND CAUSED THE CONTACT TO CRASH INTO A TREE. NONE OF THE AIR BAGS DEPLOYED IN THE VEHICLE. THE CONTACT SUSTAINED FACIAL INJURIES AND THREE OTHER PASSENGERS SUSTAINED MINOR INJURIES. ONE OCCUPANT SUFFERED MAJOR INJURIES. THE VEHICLE WAS DESTROYED. THERE WAS ADDITIONAL PROPERTY DAMAGE TO THE HIGHWAY MEDIAN. A POLICE REPORT WAS FILED. ALL OF THE PASSENGERS WERE WEARING SEAT BELTS AT THE TIME OF THE CRASH. THERE WERE NO REPAIRS MADE TO THE AIR BAGS PRIOR TO THE CRASH. THE VEHICLE HAS NOT BEEN INSPECTED BY A DEALER. THE CONTACT'S INSURANCE COMPANY IS REVIEWING THE DAMAGE AND SENDING A RECONSTRUCTIONIST TO INVESTIGATE. THE CURRENT AND FAILURE MILEAGES WERE 85,000.