I WAS PROCEEDING THROUGH AN INTERSECTION TO TURN LEFT. A CAR THAT WAS SUPPOSED TO STOP RAN THE RED LIGHT AND T-BONED ME DIRECTLY IN THE DRIVER'S SIDE. HIS AIRBAG DEPLOYED (FRONT). MY 2006 FORD FUSION IS EQUIPPED WITH FRONT AND SIDE AIRBAGS. NONE OF THEM DEPLOYED. I WAS TRANSPORTED TO THE HOSPITAL WITH FRACTURED RIBS AND ULTIMATELY, NEEDED PT TO RESTORE MY NECK AND LEFT ARM ROTATOR CUFF TO FULL USE AND BACK TO NORMAL POSITION. PROGRESSIVE INSURANCE INSISTED ON REPAIRING THE CAR - TOTAL OVER $17,000 DAMAGE TO VEHICLE. NO ONE CHECKED OUT AIRBAG SYSTEM AND ALL ASSUME IT IS WORKING PROPERLY. I DISAGREE. THE DOOR POST WHERE THE SENSORS ARE LOCATED WAS SMASHED IN, DRIVER'S DOOR WOULD NOT OPEN, CUT AND REBUILT FLOOR OF CAR. *TR