TL* THE CONTACT OWNS A 1998 FORD EXPLORER. WHILE THE ENGINE WAS ON SHE EXITED THE VEHICLE FOR A BRIEF MOMENT. WHEN SHE RETURNED THE VEHICLE WAS ENGULFED WITH SMOKE. SHE REMOVED HER CHILDREN AND EXITED THE VEHICLE. AFTER WAITING FOR FIVE MINUTES THE VEHICLE CAUGHT ON FIRE. THE FIRE DEPARTMENT WAS ABLE TO EXTINGUISH THE FLAMES. HOWEVER, BECAUSE OF THE FIRE DAMAGE THE CAUSE OF THE FAILURE WAS NOT DETERMINED. THE CURRENT AND FAILURE MILEAGES WERE 110,000.