ON 1-17-2010 @ APPROX 5:30 AM I WAS ENROUTE TO WORK, IT WAS RAINING HEAVILY, I HIT A PUDDLE OF WATER IN THE ROAD, HYDROPLANED AND HIT HEAD-ON WITH A LARGE TREE. MY 2004 FORD EXPLORER RECEIVED OVER 12000.00 IN DAMAGES AND WAS TOTALED. I RECEIVED CHEST/BREAST INJURIES. NO AIR BAGS EVER DEPLOYED. I CONTACTED FORD MOTORS WHO STATED THEY WOULD RESPOND TO ME WITHIN 15 DAYS REGARDING THIS DEFECT. TO THIS DATE I HAVE NOT RECEIVED ANY RESPONSE. *TR