WHILE LEAVING TO GO TO WORK I GOT IN MY TRUCK (2005 F-150) AND STARTED IT. WAITED A FEW SECONDS TO WARM UP THE MOTOR, AND WENT TO PUT IN REVERSE (NEVER PUT INTO GEAR) AIRBAG DEPLOYED. MY RIGHT HAND INCLUDING THUMB AND 1ST FINGER WAS INJURED WITH LACERATIONS. I TOOK PICTURES AND WENT TO FORD DEALER WHILE STILL BLEEDING AND SHOCKED AND STUNNED OF WHAT HAD HAPPENED. DEALER WANTED ME TO PAY OUT OF POCKET 1,300 PLUS SOME DOLLARS OR TO CLAIM ON INSURANCE. INSURANCE WOULDN'T PAY FOR IT BECAUSE THERE NO COLLISIONS. *TR