VEHICLE HIT A BUMP GOING ABOUT 28 MPH AND THE VEHICLE'S AIRBAGS EXPLODED . THE EXPLOSION CAUSED THE WINDSHIELD TO SHATTER AND THE PANEL TO BURST. THER IS NO DAMAGE TO THE VEHICLE. MANUFACTURER WILL REPAIR THE VEHICLE ONLY IF INSURANCE COMPANY DETERMINES THAT THERE IS A MANUFACTURER'S DEFECT . *AK