TL*THE CONTACT RENTED A 2011 FORD ESCAPE. WHILE THE CONTACT WAS DRIVING LESS THAN 20 MPH APPROACHING AN INTERSECTION AN OPPOSING VEHICLE SUDDENLY CRASHED INTO THE FRONT END OF THE CONTACTS VEHICLE CAUSING A HEAD ON COLLISION. THE CONTACT SUSTAINED INJURIES TO THE SHOULDER, CHEST, AND TO THE LEFT ARM AND LEG. THE AIR BAGS FAILED TO DEPLOY. THE SEAT BELT UNLATCHED FROM THE BUCKLE MECHANISM DURING THE CRASH. A POLICE REPORT WAS FILED. THE VEHICLE WAS COMPLETELY DESTROYED AND WAS TOWED TO AN IMPOUND FACILITY. THE MANUFACTURER WAS MADE AWARE OF THE DEFECT. THE APPROXIMATE FAILURE MILEAGE WAS 75.