TL* THE CONTACT OWNS A 2006 FORD F-250 SD. THE CONTACT WAS DRIVING 20 -30 MPH ON A WET SURFACE. THE BRAKES WERE APPLIED LIGHTLY AND THE VEHICLE HYDRO-PLANED AND CRASHED INTO A TREE. THE AIR BAGS DID NOT DEPLOY AND THE CONTACTED WAS THROWN INTO THE REAR OF THE VEHICLE WITH THE SEAT BELT RESTRAINED ACROSS HIM. HE SUFFERED INJURIES TO HIS ENTIRE BODY AND WAS TAKEN TO THE HOSPITAL. THE POLICE WERE CALLED AND A REPORT WAS FILED. THE VEHICLE WAS DESTROYED AND THE INSURANCE COMPANY WAS NOTIFIED. THE MANUFACTURER WAS NOTIFIED AND A CLAIM WAS FILED. THE FAILURE MILEAGE WAS 115,000.