MY WIFE WAS DRIVING HOME FROM WORK DURING AN ICE STORM AND LOST CONTROL OF HER 2001 FORD EXPLORER SPORT SUV AND STRUCK A TREE. SHE WAS TRAVELING APPROXIMATELY 25 MPH AT THE TIME OF THE ACCIDENT. NO AIR BAGS DEPLOYED DURING THE HEAD ON COLLISION WITH THE TREE. THE VEHICLE WAS TOTALED BY THE INSURANCE COMPANY AND IT SUSTAINED MAJOR SHEETMETAL AND FRAME DAMAGE. THE RADIATOR WAS PUSHED IN AND DESTROYED. *TR