I WAS STOPPED, AT A PARKING LOT EXIT, WAITING TO ENTER A THOROUGHFARE, ENGINE IDLING, WITH MY FOOT LIGHTLY ON THE BRAKE. SUDDENLY, THE CAR ACCELERATED FORWARD, INTO THE TRAFFIC LANE, AS THOUGH SOMEONE HAD PRESSED THE ACCELERATOR PEDAL TO THE FLOOR, OR NEARLY SO. I TOOK A 45 MPH "T" BONE ON MY DRIVER`S SIDE DOOR. I WAS SHAKEN, BUT NOT INJURED AND MY ELDERLY WIFE SUFFERED A SEVERE HEART BRUISING FROM THE SEAT BELT. I WAS WEARING A TIGHT-FITTING BASEBALL CAP, WHICH WAS LAYING ON THE BACK SEAT. I FIGURE THE AIR BAG SAVED ME FROM A SERIOUS INJURY. I WAS NOT TICKETED, BUT I LOST ABOUT $10,000.00 ON THE DEAL AND I AM PAYING A SMALL FORTUNE FOR MY INSURANCE NOW, THROUGH NO FAULT OF MINE. I HAVE AN EXCELLENT DRIVING HISTORY, UP TO THIS POINT. *TR